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7 Affordable Therapy Options Psychiatric services like medication management and psychological assessments as needed. Use of experimental therapies must be ethically justified, because by definition they raise the question of standard of care. Physicians have autonomy to provide empirical care (such as off-label care) according to their experience and clinical judgment, but the autonomy has limits that preclude quackery. Many colleges and universities with mental health practitioner programs may have clinicians-in-training that offer reduced rates. These clinics are usually open to the public, and they offer sliding scales fees that can be as low as $1. Finding this type of therapist may be a good option if you need to pay out of pocket for counseling or if your insurance provider doesn’t offer referrals to specialists. Mental Health America lists specialized support group resources on their webpage. If you or a loved one has recently been diagnosed with a health condition, like ca